The first step in the bankruptcy process is to be fully informed

At our first visit, I will review your assets, debts, and income. I will first determine if there would be any risk of assets.  If there is a risk, we will chose the chapter 13 payment program.                                   If there is no risk, we will chose the regular chapter 7 bankruptcy program.

At this first visit, you will be fully educated. 

You will leave, knowing that your debt problems are resolved 

It is important to me that all of my clients are fully informed of all aspects of their case.  That is why I cannot charge for initial advice. I do not want anyone to be deprived of the full benefit of my experienced advice because of finances.

Before you leave my office, you will know the exact cost of the project, not just an estimate.               I do not charge hourly for bankruptcy cases or for Living Trusts